Consumers must have the __________ to opt out of an entity's use of information received from an affiliate to make solicitations to the customer.

• A. option
• B. opportunity
• C. permission
• D. consent

Answer: (B)

The main idea is that consumers have an opt-out right when an entity uses information received from an affiliate to market to them. The wording centers on giving the consumer an opportunity to decline that marketing use, rather than requiring them to give prior consent. The term “opportunity” fits because the law requires providing a clear chance to opt out of affiliate sharing for solicitations. If a rule required consent or permission, it would mean a pre-approval is needed, which isn’t the standard here. While “option” is related, the precise requirement is the opportunity to opt out.