Extended fraud alert lasts 7 years and is triggered by which of the following?

• A. A bank notification of suspicious activity
• B. Evidence or reporting of identity theft
• C. A change of address
• D. A change of employment

Answer: (B)

The extended fraud alert lasts seven years and is triggered by evidence or reporting of identity theft. When you provide documentation or reports showing that your personal information has been used to commit identity theft (for example, a police report or an Identity Theft Report with the FTC), you can request this extended alert. Once in place, creditors must take extra steps to verify your identity before issuing new credit in your name, adding a strong layer of protection. A bank notification of suspicious activity, a change of address, or a change of employment may raise suspicion but do not themselves trigger the extended fraud alert.