If a consumer reporting agency is obligated to block information because of identity theft, it is also obligated to send notice of the block and possible identity theft to the person who furnished the information.

• A. True
• B. False
• C. Not specified
• D. It depends

Answer: (A)

When a consumer reporting agency blocks information because it appears to be the result of identity theft, it must also notify the entity that furnished that information. This notice alerts the furnisher that the item in question may be tied to a fraudulent activity and that the block may affect what the furnisher originally reported. The purpose is to keep furnishers informed so they can review and, if needed, adjust or monitor their reporting to prevent continuing fraud. Because the statute requires this notification to the furnisher in the context of an identity-theft-related block, the statement is true.