Procedures to prevent re-circulation of blocked information include:

• A. Notifying the person who furnished the blocked information that it may be the result of identity theft
• B. A consumer reporting agency blocking any information from its report that is the result of an alleged identity theft, if the consumer supplies certain information
• C. Both of the above
• D. None of the above

Answer: (C)

When information is blocked because it’s tied to identity theft, protections are in place to stop that data from being circulated again. Notifying the furnisher that the information may be the result of identity theft helps ensure they don’t inadvertently reuse or re-report it. At the same time, the consumer reporting agency must block any information that comes from the alleged identity theft when the consumer provides the required documentation (such as an identity theft affidavit or police report). Together, these steps prevent blocked information from reappearing in credit reports, which is why both procedures are included.