Under FACTA, which statement about expiration dates on receipts is true?

• A. Expiration dates can be printed to verify card validity
• B. Expiration dates should not be printed; only last four digits are shown
• C. Expiration dates should be highlighted in red
• D. Expiration dates must be posted alongside the card number

Answer: (B)

Protecting cardholder data means limiting what appears on receipts. Under FACTA, receipts should show only the last four digits of the card number and should not display the card’s expiration date. This reduces the risk of misuse if a receipt is seen by others or exposed to theft. That’s why stating that expiration dates should not be printed and only the last four digits are shown is the correct practice. Printing the expiration date, highlighting it, or posting it with the card number would unnecessarily expose sensitive information and isn’t required.