Under identity theft provisions, a consumer reporting agency blocks information from a report and must notify the furnisher that it may be the result of identity theft.

• A. True
• B. False
• C. Only certain types of information can be blocked
• D. Notification is optional

Answer: (D)

When identity theft protections apply, a consumer reporting agency must block information in a report that is believed to be the result of identity theft, and it must notify the furnisher that the blocked item may be tied to identity theft. This notification helps the furnisher understand why the information is being blocked and prevents relying on potentially fraudulent data for decisions. The requirement is a standard part of the process, not optional, and it applies to the information identified as the result of identity theft. Therefore, the statement is true.