What does FACTA require regarding card numbers on receipts?

• A. Display only the last four digits of card numbers; do not print full numbers or expiration dates on receipts
• B. Print full card number with expiration date on receipts
• C. Print only the first six digits
• D. Print masked numbers with middle digits replaced by Xs

Answer: (A)

Facta aims to limit exposure of card data to protect consumers from fraud. The rule is to display only the last four digits of a card number on receipts and not print the full card number or the expiration date. This minimal display helps prevent shoulder-surfing and misuse if a receipt is seen by others. Therefore, the best answer is the one that specifies showing only the last four digits and omitting the expiration date, aligning with this protective practice. Printing the full number would defeat the purpose, and options that reveal more than the last four digits or show the expiration date don’t meet the standard.