What is the official site for free annual credit reports directly from the source?

Study for the Fair and Accurate Credit Transactions (FACT) Act Exam. Practice with multiple choice questions and detailed explanations. Enhance your knowledge and prepare effectively for the exam.

Multiple Choice

What is the official site for free annual credit reports directly from the source?

Explanation:
annualcreditreport.com is the official site to obtain your free annual credit reports directly from the major credit bureaus. This portal was created to give consumers access to the reports required by the Fair Credit Reporting Act, providing one free report from each bureau every year. It’s the legitimate, centralized gateway for all three bureaus, which helps you avoid scams or paid services that can appear on other domains like annualcreditreport.org or freecreditreports.org. If you prefer, you can also request reports directly from each bureau, but annualcreditreport.com is the authorized source for the free annual reports.

annualcreditreport.com is the official site to obtain your free annual credit reports directly from the major credit bureaus. This portal was created to give consumers access to the reports required by the Fair Credit Reporting Act, providing one free report from each bureau every year. It’s the legitimate, centralized gateway for all three bureaus, which helps you avoid scams or paid services that can appear on other domains like annualcreditreport.org or freecreditreports.org. If you prefer, you can also request reports directly from each bureau, but annualcreditreport.com is the authorized source for the free annual reports.

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