What is the typical opt-out period for prescreened offers and how can a consumer renew it?

• A. Five years; after expiration, renewal requires submitting a new opt-out request.
• B. One year.
• C. Ten years.
• D. Indefinite, with no renewal.

Answer: (A)

The typical period to opt out of prescreened offers is five years. After those five years, the opt-out isn’t renewed automatically, so to continue blocking future prescreened offers you need to submit a new opt-out request. You can renew by using the same opt-out process—online at optoutprescreen.com, by mail, or by phone—providing the same identifying information as before. (Note: there is also an option to opt out permanently, which doesn’t require renewal, but that’s a separate choice from the standard five-year period.)