When a consumer reporting agency blocks information due to identity theft, what must the agency do regarding the furnisher?

• A. Notify the furnisher that the block may be due to identity theft.
• B. Ignore the furnisher's concerns.
• C. Delete the blocked information from the report without notice.
• D. Notify the consumer's employer.

Answer: (A)

When a consumer reporting agency blocks information because identity theft has been reported, it must notify the furnisher that the block may be due to identity theft. This ensures the furnisher is aware that the information they supplied could be affected by theft and allows them to review or correct the data as needed. Ignoring the furnisher, deleting the information without notice, or signaling to an unrelated party like the consumer’s employer would not align with how the reporting system is meant to protect the consumer and maintain accuracy.