Which statement is consistent with the rule about a consumer's access to their credit score on request?

• A. The agency is not required to provide the score upon request
• B. The agency must provide the score to the consumer within 24 hours
• C. The agency must provide a copy of the score to the consumer on request
• D. The agency must allow the consumer to view the score online

Answer: (A)

The rule allows access to a consumer’s credit report, but it does not require the credit reporting agency to provide the credit score on request. Credit scores are not part of the mandatory disclosures, and agencies aren’t obligated to furnish a score for free or within a specific time frame. They may offer the score as a paid service or through certain products, but there’s no requirement to disclose it upon request, nor to provide a “copy” of the score or online viewing by mandate.